Counseling Debt Reduction
Debt Counseling Guide
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thake5176 posted: 21 Jul at 9:11 am
The note on your credit report will remain on your credit until that debt is paid. Once the balance is at zero give it 1 maybe 2 billing cycles to be removed, if after that it is still on the report contact the creditor and they should remove it.
You may be able to qualify for a mortgae now, however with an increase in your FICO you should qualify for a house once your done. It will vary from lender to lender.
mister ed posted: 24 Jul at 10:42 am
normally it goes away as soon as the debt is paid off and you should be set to go for loans any time you want — in fact right now if you check where you do your banking!!!
heybulldog posted: 25 Jul at 10:33 am
Good luck. I have heard after using some company to take care of your debt Banks will treat you as if you have filed bankruptcy.