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  • girlwhoknowsitstrue posted: 10 Jul at 5:25 pm

    There are so many scam companies.

    I would recommend going to a website like bankrate.com or daveramsey.com and using one of their links.

    Don’t pay anyone until you know what they’re going to do.

    Shop around to multiple companies for the best deal.

    See if you can use the Dave Ramsey method without going to a debt consolidation company.

  • gazelleintense.com posted: 12 Jul at 11:23 am

    CCCS is among the best in the business… dave ramsey says not to use any if you can help it, using one you will be treated as if you filed a chapt 13 bankruptcy… it will go on your credit report as such…

    however, if you must use one, CCCS is among the best… most others do little for you, other than take your money.

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