Counseling Debt Reduction
Debt Counseling Guide
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Beware: 7 Debt Consolidation Mistakes You Must Avoid
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Hot: How To Find Free Debt Consolidation Services
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Can You Consolidate Without Damaging Your Credit Score?
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Revealed: Which Is Better--Consolidation Or Bankruptcy?
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lerome3 posted: 21 Jul at 12:55 pm
Yes they are. My mom went through one, I don’t remember the name, I’m sorry that completely defeats the purpose of your question. But yes, I think you should do that. They definitely help out a lot. And my moms credit is totally clear and back to a normal rate. So, find one that is local, and legitimate, and go for it. Sorry about losing your job. Tough times right now. Good luck for the future.
Choc1 posted: 24 Jul at 11:50 pm
Well, there are many that are suspicious. However, I use the National Foundation for Consumer Credit Counseling. I heard about it from reading from Clark Howard’s book. This one is legit because it’s actually funded by the credit card companies. And unlike the other “so-called” counseling services, you see the money deducted from your actual billing statments from each credit card.
You should check it out
I’ve been on this for a little over a year.