Counseling Debt Reduction
Debt Counseling Guide
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Beware: 7 Debt Consolidation Mistakes You Must Avoid
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Hot: How To Find Free Debt Consolidation Services
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Can You Consolidate Without Damaging Your Credit Score?
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Revealed: Which Is Better--Consolidation Or Bankruptcy?
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Craig posted: 04 Sep at 3:14 am
it shouldn’t affect it too much, i wouldnt worry
Rena007 posted: 07 Sep at 1:38 pm
being a collections officer it effects your rating a lot. they give you a r9 rating for 3 years and then you have to rebuild your credit from there.
Ads posted: 09 Sep at 3:22 pm
Thats true as the above answer. What is your debt counselor doing for you that you cannot do yourself? Nothing. Pull out and do it yourself. The program is as good as bankruptcy.
aBIGgurl2ENVY posted: 09 Sep at 10:28 pm
going through credit counseling reports to your credit almost like a bankruptcy. with the payments that you will be making to the credit counseling co you could have actually called and negotiated better payment arrangements with the actual creditor. 9 time out of 10, the credit counselers are making payments that are like 30 dollars on debts that are 3000 dollars with high interest rates.. you do the math.