Counseling Debt Reduction
Debt Counseling Guide
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Hot: How To Find Free Debt Consolidation Services
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Revealed: Which Is Better--Consolidation Or Bankruptcy?
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Wayne Z posted: 01 Jul at 2:02 am
Generally, the only way any financial institution will do this is with a Home Equity Loan.
Finding a $75k unsecured personal loan would be next to impossible and, if you did, the interest rate may be higher than the credit cards.
heybulldog posted: 01 Jul at 12:59 pm
All that does is move the debt around.
Knuckle down with a written budget. You make 150. If you live on 75 you’ll have it payed off in a yr.
Check out daveramsey.com and listen to his radio show. He has lots of great advice on money and debt. It doesnt cost a dime to listen.
Ronald posted: 03 Jul at 4:40 am
Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loanold loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you’ll no longer have to deal with harassing phone calls and daily mail.